Integration with Worldpay WorldDirect / Select Junior Package is easy with BazaarBuilder shopping cart

Online Payment By SECPay

SECPay Ltd is a secure, online, real-time payment service provider, supporting all major credit and debit cards with the (major) UK acquiring banks for Visa, Mastercard, Switch, Solo, Delta, JCB, American Express and Diners Club.

Their business is real time online Payment Processing over the Internet.

If you need any help or advice on applying for a Merchant Account or any other area of Electronic Commerce, click here. If you would like to know more about their charging structure please click here.

Bazaarbuilder provides integration with SECCard :

Overview

SEC-Card is a secure, real time, online credit and debit card transaction *authorisation and clearance service developed for use on the World Wide Web by SECPay. It provides an easy to use online payment mechanism for merchants wishing to sell goods or services.

*Authorisation and processing is performed by the acquiring bank and is not a guarantee of payment.

SECPay will deal with all Visa and Mastercard credit cards and their derivatives, Switch, Delta, Solo and JCB through the acquiring bank. We also support American Express and Diners Club, though you will require a separate merchant facility with American Express and Diners Club.

What does it cost?

Set-up and Connection £50.00
Monthly Standing Charge £10.00
Transaction Fees of either 1.9% of transaction value or a fixed rate of £0.39p per transaction.

They also offer a higher volume tariff

Set-up and Connection £50.00
Monthly Standing Charge £20.00
Transaction Fees of either 1% of transaction value or a fixed rate of £0.20p per transaction.

These are exclusive of the Acquiring Bank charges.

How does it work?

SECPay simply provides a pre-defined API for you to provide a link on your web site to our secure payment server. When activated, a few basic details will need to be completed, such as the transaction amount, and your SECPay account number. SECPay first checks card number format, expiry date and the issue date/start date, then securely carries-out authorisation through a connection with the acquiring banks.

Authorised transactions are cleared overnight to your acquiring bank, normally reaching you bank account within 48-72 hours.

Viewing, Reporting and Refunding your Transactions

Apart from the E-mail confirmations, SECPay provide you with your own login to their Extranet where you can easily view your transactions, produce output files, search for specific transactions, and carry out refunds/release/repeat payments where necessary.

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